Rent versus Sell?

Rent vs. Sell Calculator — Bangor Home Rentals
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Projected wealth over time
Move slider to explore year by year Year 10
Rent Out
Sell Now
Year
Rent Out Wealth
Sell Now Wealth
Difference

Thinking about renting out your property in Bangor, Brewer, or surrounding areas? BHR manages the whole thing — no leasing fees, no renewal fees.

Year Rental Income Mortgage Other Costs Net Cash Flow House Value House Equity Wealth (Rent) Wealth (Sell) Difference
How to read this table

Wealth (Rent) = House equity + cumulative net cash flow + invested proceeds from any remaining sale costs. It represents total net worth attributable to the property if you rent it out.

Wealth (Sell) = The after-tax proceeds from selling today, compounded at your investment return rate each year. This is what your money would grow to if you sold and invested the net proceeds.

Difference = Rent Wealth minus Sell Wealth. Green means renting out is ahead; red means selling would have left you better off.

For multifamily properties, income and costs are calculated across all units. The mortgage reflects the full property loan.

Disclaimer: This data is for informational purposes only and should not be relied upon as a guarantee of any future result. Consult a qualified professional before making financial decisions. A positive difference in projected wealth does not necessarily indicate positive monthly cash flow — it reflects long-term equity growth, appreciation, and other factors that may not translate into immediate income or liquidity.
Your Property
$
$
$
Enter 0 if property is paid off
%
Enter 0 if paid off
$
Enter 0 if paid off
$
$
$
Multifamily Units
$
%
Avg % of units vacant per year
Assumptions
%
Bangor metro avg ~3–4% historically
%
%
Typically 1–1.5% per year
%
Set to 0 if self-managing
%
S&P 500 long-run avg ~7% real
%
Agent commissions, transfer taxes, closing costs
Affects capital gains tax on sale proceeds
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